FHA Mortgage Refinancing

FHA Mortgage Refinance using FHA Loan Program

FHA refinance loans are a great way for homeowners to completely refinance an existing mortgage on real estate. Benefits of the FHA refinancing program are as follows:

Up to 85% Cash-Out Refinance on existing FHA mortgages

  • Regulated FHA refinance closing costs
  • Low credit qualification
  • Mortgage consolidation into first and second loans
  • Cash-out up to 85% of home value
  • Access to debt consolidation programs

Get up to 96.5% rate and term refinancing on home price – same requirements as above plus

  • Affordable interest rates for lenders
  • Low qualification requirements

Obtain FHA Streamline Refinancing on existing FHA loans

  • Zero credit and income requirements
  • No cost interest rate reductions programs
  • Extend or Decrease loan repayment period

Receive FHA Secure Refinancing even with late payments

  • Late payments from refinancing don’t exclude you from affordable rates
  • Foreclosing homes still qualify
  • See full details of FHASecure loan

FHA reverse mortgages remove mortgage payments for

Individuals older than 62 years.

Refinance your home mortgage the easy way with a Texas FHA loan. If you already own a home you can find out available options for FHA refinance. Here are some types of FHA loan programs that may be open to you:

  • FHA Fixed Rate Loan – 15 to 30 year amortized loans.
  • FHA Adjustable Loan (ARM) – 15 and 30 year amortized loans.
  • FHA Buydown Loan -15 and 30 year amortized loans.